SoFi Technologies Inc Aktie News

Huge growth is leading to operating leverage, as certain expenses represent a smaller percentage of revenue. This bank's deposit base is surging, providing low-cost funding that supports net interest margin.

Fee revenue grew from $260M in 2021 to $1.5B in 2025, surpassing 40% of total adjusted revenue. Q4 added 1M members and 1.6M products, with cross-buy reaching 40%, improving growth efficiency and margins. Loan Platform Business handled $3.7B of Q4 originations, monetizing underwriting while transferring credit risk externally.

In this video, Motley Fool contributor Jason Hall breaks down the latest with SoFi Technologies' (SOFI +7.04%) financial results and stock, and makes the case for its prospects going forward.

SoFi Technologies is rated 'Strong Buy' due to rapid user growth, consistent earnings beats, and expanding fintech offerings. SOFI benefits from a pro-business environment, potential S&P 500 inclusion, and product innovation targeting younger, affluent customers. The recent pullback is seen as a buying opportunity, attributed to negative Wall Street sentiment rather than business fundamentals.

SoFi Technologies is executing strongly, with Q4 2025 marking its first $1B revenue quarter and record profitability, despite a 20%+ share price pullback. SOFI guides for 30% YoY revenue growth and 52% YoY Adjusted EBITDA growth in 2026, with expanding margins and a shift toward capital-light, fee-based revenues. The company's loan platform consistently sells tranches above par, and cross-selli...

SOFI's robust fee-based revenue growth, expanding cross-selling trends, and improving profitability lend credibility to its highly successful and increasingly diversified fintech/neobank platform. This is on top of the tailwinds from its lower funding cost from the expanding deposit base and the Fed's ongoing rate cuts on its growing loan origination opportunities. These developments have led t...

SoFi Technologies (SOFI) – a digital platform that provides loans, cash management, and investment services – has experienced an 8-day decline, with total losses during this time reaching -17%. The company's market capitalization has plummeted by approximately $5.4 billion over the past 8 days and currently sits at $27.5 billion.

Nu Holdings' impressive unit economics support its burgeoning earnings base. SoFi Technologies continues to move the needle forward with ongoing product launches.