Positiv
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Seeking Alpha
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vor 4 Monaten
Nu Holdings (NYSE: NU) is rated a BUY, driven by robust growth, high efficiency, and undervaluation relative to its long-term potential. NU's banking model is credit-heavy, with 85% of revenue from interest income, but fintech efficiency enables superior margins versus traditional banks. Loan portfolio quality is strong, with NPL ratios stable and high coverage, though macro risks in Brazil and...