Positiv
●
Seeking Alpha
●
vor 3 Monaten
Nu Holdings delivers exceptional growth and profitability, yet remains undervalued due to market risk perceptions. The Latin America fintech boasts a sub-20% efficiency ratio, $895M net income, and 131M customer accounts, with ARPAC rising 25% YoY to $15 in Q4'25. Strategic entry into the U.S. market, targeting Latino customers and higher ARPAC, positions NU for material long-term upside.